International Health Insurance

Private international health insurance grants you access to private hospitals and clinics around the world. These facilities usually offer shorter waiting times, English-speaking staff and doctors, and an international standard of care, all of which are especially important in countries with not-so-well established local healthcare systems.

Direct billing is a preferred option among most private health insurance policyholders. As the name suggests, in case you need to receive treatment, the insurer will settle payment for it directly with the hospital or a clinic, leaving you out of the, sometimes long, claiming process.

Usually, insurance companies only sell their plans to people up to around 60 years old, and sometimes might refuse to continue covering persons over that age. Fortunately, Pacific Prime Thailand can help you find a plan with a “lifetime renewability” option, so you can be covered until you stop paying the premium.

Another great feature of international health insurance plans is that they can be tailored to your specific needs and budget. Depending on what you’re looking for, you can add and remove certain medical benefits from the plan (except the core outpatient benefit), and can also adjust the covered sum to match your budget and coverage scope.

Just because you are living in Thailand now, it doesn’t mean you might not move to another country again soon. With international health insurance, when you move countries you don’t need to change your plans - just adjust them, and keep the same coverage for all chronic conditions you might have developed over time.

Sometimes, the nearest hospital or clinic can’t offer the best and necessary treatment for your illness or injury. Having medical evacuation coverage in your plan ensures the costs of emergency medical transportation are not yours to bear.